Crossing in cheques - Printable Version

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Crossing in cheques - admin - 06-02-2015

GENERAL CROSSING (SEC 123) :  two parallel transverse lines on the face of the instrument with or without the words 'not negotiable'. A general crossing, as per Sec 126, is a direction to the paying bank not to pay a cheque across the counter.

SPECIAL CROSSING (SEC 124) :  where a cheque bears across its face, an addition of the name of a bank either with or without the words ' not negotiable', the cheque shall be deemed to be crossed specially, and to be crossed to that banker. in simple words, a special crossing is a direction to the paying bank for paying to that bank whose name is there on the face of the cheque